CCJ Collection &
Enforcement Experts

Legal action is often seen as the final step in the debt recovery process, but ask any company that has ever secured a County Court Judgment and they will tell you that this is often not the case.

Start getting your CCJs paid today by engaging Safe Collections.

No Cost. No Obligation.
100% Confidential.

41+

Years Trading - Incorporated
In 1984

155+

Years of CCJ Collection Experience

350+

Five Star Reviews on Google & TrustPilot

10,000+

Satisfied UK & International Clients

 

Why Safe Collections?

Have you secured a County Court Judgment that remains unpaid? Debtor ignoring the courts? Not sure how best to escalate the matter?

 

Let Safe Collections collect and enforce any unpaid CCJ in excess of £600 on a "no collection = no commission basis" and unlike using a solicitor to enforce a judgement, we do not charge by the hour.

How we can help:

When you instruct us to collect a County Court Judgment on your behalf we will immediately begin by profiling your debtor to identify the most effective method of enforcement.

 

In many instances our professional collections team are able to negotiate settlement with your debtor, if this is impossible we will be able to recommend an appropriate alternative method of collection and enforcement.

 

Engaging Safe Collections to secure payment of your CCJ's can bring many benefits to your business for example:

Save Money

We always make a concerted attempt to amicably collect on any County Court Judgment and help you avoid incurring further costs.

Save Time

If amicable collection is not possible we will help you to identify the best route to payment further action required to secure payment.

Expert Insight

When enforcing a County Court Judgment you have many options, our knowledgeable collections and enforcement team will help you make the right choice.

Debtor Profiling

We constantly monitor and profile your debtor to help you understand their financial position and identify the most cost effective method of enforcement.

Simple Charges

Instruct us today and we can help turn your unpaid CCJs into money in the bank for a low initial payment of £200 + VAT in enforcement costs + 20% of any funds subsequently recovered.

Legal Representation

If our amicable efforts and boots on the ground enforcement aren't enough to secure payment of your judgment we can help guide you through the myriad of legal and enforcement options.

5 Star Service

Safe Collections is one of the oldest and most highly recommended independently owned collection agencies in the UK with over 350 five star customer ratings on both TrustPilot and Google.

Proven Track Record

Safe Collections Ltd was incorporated in May 1984 and we have been helping our clients to collect and enforce their CCJs quickly and cost effectively for more than forty years.

Testimonials

Posted on Google Google
Andy Winter profile picture
Andy Winter
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I wholeheartedly and unreservedly recommend the services of Safe Collections, not only did they promptly recover the debt but they also charged me significantly less than they could have; provided an outstanding hand-holding service with excellent advice (on both how we should address the debt and my legal entitlement to additional monies I could subsequently claim from debtor) and consistently acted on my side with honesty, fairness, decency, transparency and integrity. They have my trust and I would have no hesitation in engaging their services again. For some background – my situation was as follows: • My company was owed monies equating to 9 man-weeks of work on conclusion of contract with a former agent (contract stated payment 4 weeks in arrears with bi-weekly invoicing). • Over the three years of working with agent we had rarely been paid on time and repeatedly had to expedite payment. • Had received repeated promises of money from the agent that did not materialise. • The financial integrity of the agent was questionable • Had distinct impression that agent was ‘robbing Peter to pay Paul’. I contacted IPSE to ask if there were a debt collection agency available to it’s members. IPSE directed me (well deservedly) to Safe Collections where I phoned and had initial conversation with Adam Home. Adam immediately understood my problem and provided practical advice, help and support even before having appointed him, the relief was almost immediate knowing I had the right guy on my side. Having been let down by the agent for a final time, I formally appointed Safe Collections. At first reading through the Safe Collections terms and conditions I thought ‘what am I paying for here except committing a percentage of this outstanding debt (that hasn’t been paid and is well outside contractual window)?’. However, rationalising that Safe Collections have to deal with some suspect companies such as my defaulting former agent on a daily basis and recognising that the terms were to protect themselves as much as me I proceeded to accept. My trust proved well founded (and at this time it was difficult to trust, my confidence in human behaviour being somewhat eroded). The aim of appointing a debt collector was to ensure that we got paid and for the defaulting agent to treat me ‘as Paul rather than Peter’. I am delighted to say that with the support and engagement of Safe Collections the debt was recovered in full within the week. I would advise you to trust wisely in the right people, especially in times you might not feel like trusting. In future I would look no further than Safe Collections. Andy Winter, Director of Prima Planning Solutions Ltd.
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Richard Goodwin profile picture
Richard Goodwin
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I consider myself to be quite good at credit control having never suffered a bad or seriously overdue debt in over eight years of trading. However, following a difficult set of circumstances going on for almost a year, I found myself with an unpaid account with no real prospect of receiving payment no matter how hard I tried. I contacted Safe Collections and had one telephone conversation in which I was given some excellent advice. I put this advice into action immediately and as a result received payment in full in less than a week. The experience and knowledge of the staff at Safe Collections along with the methods they have for securing swift payment whilst maintaining good relationships with customers far outweighs what I or most small business owners would have. I would definitely recommend Safe Collections to anyone who needs help with credit control and have saved their details should I need assistance in the future as they will be my first call.
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Roy Thompson profile picture
Roy Thompson
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Superb service from start to finish. I had a relatively small debt to recover but Sid and his team went about recovering it in a totally professional and persistent manner. After a number of weeks of prevarication by the debtor I finally received an amount that was acceptable. Highly recommended.
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Angel Psiakis profile picture
Angel Psiakis
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This is the second time I have asked for the help of Safe Collections. Both times the issue has been resolved quickly and efficiently. They offer good advice and they are very prompt in their correspondence.
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Charlotte Fantelli profile picture
Charlotte Fantelli
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely fantastic company. Professional with a personal touch which is rare indeed!
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Rich Thompson profile picture
Rich Thompson
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My company had a long running problem with a large institutional client who delayed payment for over 5 years for work that was delivered on time and accepted. After 3 years we got them to pay about 3/4 of the debt but after that they repeatedly failed to pay the remainder despite numerous letters and reminders. After years of frustration we finally got in touch with Safe Collections and they couldn't have been more helpful. Adam gave us some great advice about the best way to proceed. Within just weeks of getting Safe Collections involved, the institution paid the remaining amount owed with a minimum of further fuss. Given the significant amount of time and effort we had previously wasted on trying to recover the debt ourselves, this outcome was better than we could have possibly hoped for. I wish we had called Safe Collections years ago - it would have saved us a lot of time, effort and frustration. I would recommend them to anybody who is having problems with customers not paying their debts.
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Pierre Nel profile picture
Pierre Nel
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Incredible service - as a freelancer, it's an amazing feeling knowing I don't have to worry anymore if clients don't pay. One of those things that you hope you never need, but you're grateful you have it when you need it :-)
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FYPNLP profile picture
FYPNLP
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Any IT contractor who values their skills needs to have a debt recovery agency in their tool box of services. I just went through one of the toughest weeks of my IT contracting career. Thanks to the advice of safe collections I was able to recover funds from an agency that had been stone-walling me for payment. Sid gave me excellent advice over the phone and showed me the best way to deal with this highly emotional situation without emotion and with the law on my side. He never pushed me into engaging their services until I was ready to do so. In fact, when I did formally agree to use safe collections the agency had changed their mind (due to an excellent piece of advice I was given, which was then used in an email to the agency) and they decided to pay. I know none this would have happened without their help. I really cannot thank you enough. J George
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Nadia Aftimos profile picture
Nadia Aftimos
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As a company in New Zealand faced with tracking down payment in the UK with only an email trail to go on, we weren't in a good position. Safe Collections were happy to take the job on, and had a lot of great advice for us along the way. What I thought was going to be a horrible experience went very smoothly. Safe Collections were always quick to reply, friendly and easy to talk to. Would definitely recommend using Safe Collections if you ever get a troublesome client!
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Claire Tavernier profile picture
Claire Tavernier
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful and professional service, excellent communication and advice and a successful outcome! Would absolutely recommend.
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Val Hewertson profile picture
Val Hewertson
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I cannot praise Adam at Safe Collections highly enough for his handling of my case. I had issued proceedings and judgment had been entered in County Court proceedings but payment was not forthcoming. Upon Adam's advice, proceedings were transferred to the High Court to enforce judgment and payment was eventually received in full. Safe Collections took the stress out of the situation. I would not hesitate in recommending them.
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Sheila Bell profile picture
Sheila Bell
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I have been using Safe Collections for a number of years, they have always been very friendly and professional and have helped the Company I work for on several occassions. They have also helped friends that I have recommended to them.
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Jon Boyes profile picture
Jon Boyes
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I wholeheartedly recommend Safe Collections. We had a French commercial debt that we just could not get paid. Our client was simply ignoring our repeated requests for payment due and giving us vague excuses. After four months of trying including sending invoices via registered post to their offices in France I rang Safe Collections and spoke to Adam who gave me some great advice and told me about their super efficient French agent who would happily chase this debt for us. I signed the contract and sent over our documentation (copy invoices etc.). In less than 24 hours Xavier, Safe Collections' French Agent, had extracted a response and a promise of payment that I could not get in four months of trying. We waited a few days and nothing had landed in our bank account so once again Xavier swung into action. Less than 48 hours later and the full amount we were owed arrived direct into our bank account. That, is great service. The best thing? Knowing that when you've got an international debt where you don't fully understand the legal process or the language, you can have a team that has got your back and your best interests at heart. That alone is worth the price of admission. Excellent service!
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Alan Jones profile picture
Alan Jones
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent servies. Sid and the staff went about recovering the debt in a totally professional and persistent manner. After a number of weeks I received the full amount owed. Highly recommended.
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Chris Perry profile picture
Chris Perry
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service from Adam, which is unbiased and very objective.
Posted on Google Google
Sam Thomas profile picture
Sam Thomas
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In nearly 10 years of business, we've never had to collect a late payment, so when it finally happened it was such a relief to have Safe Collections on our side. Professional and swift from the outset, Adam recovered the full debt and their fee from the debtor within a few days. Very much recommended and we'll be in touch straight away, should the worst happen again.
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Janet Fritsch profile picture
Janet Fritsch
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Being a company based in the U.S. and having a collections issue in the U.K./Isle of Man, we were extremely lucky to have been recommended to Safe Collections, otherwise we would not have seen a penny of what was owed to us. Sid at Safe Collections went above and beyond the normal efforts to satisfy the debt owed to us, and after almost three (3) years, we are now fully paid off! Safe Collections is a dedicated and professional organization that is easy and a pleasure to work with!
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Alex Hillenbrand profile picture
Alex Hillenbrand
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I was recommended Safe Collections by the Painting & Decorating Association of which i am a member. I had a late paying commercial client that I had found out was in discussions with one of the big 4 professional services firms regarding a CVA, had I left the matter unchecked I am in no doubt that I would have become an unsecured creditor and would have only received a fraction of the value of the work carried out, with a long wait to boot. Adam Home dealt with my case, which started on the 17th December, he was helpful, knowledgeable, personable and a great asset to have working on my behalf. The debt was recovered in full within a month. I received a letter from the professional services firm within 1 week of the payment being received, stating that the company had now entered a CVA and that all creditors were to be invited to a meeting... I am certain that without Adam & the Safe Collections Ltd teams help I would have lost a lot of money in this scenario. Whats more the fees charged were very reasonable and as it transpired the full cost of these were covered by the extra interest and recovery charges that were paid by my client, so even after paying for Safe Collections services I still recovered the full amount of the original invoice. I would not hesitate to use Safe Collections again as the service they provide is professional, reasonable and works!!! The one extra thing I will say is that handing this matter over to Adam took a huge weight off my mind, which enabled me to get on with enjoying christmas with my wife & children, and that's something you can't put a price on. THANK YOU ADAM Anyone reading this and considering using Safe Collections, they are the right people to use, stop thinking about it and call now.
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Matthew Fisher profile picture
Matthew Fisher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service, 100% record. Reassuring to know we have back up when we need it.
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DVM Consulting profile picture
DVM Consulting
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After 2 months of not being paid for work I’ve done, constant emails and phone calls got me nowhere. I've contacted Sid who immediately was on the case, in few days I was fully paid . Fantastic service, highly recommended!
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Rachelle Harrison profile picture
Rachelle Harrison
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An excellent company that collect efficiently without spoiling customer relationships. A pleasure to deal with and very cost effective. Excellent communication with the a personal touch.
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Gary Dully profile picture
Gary Dully
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I rang up and spoke to Sid, (Very nice chap). Told him about my plight with debtors owing over £35,000 and he told me some things that I didn't want to hear but some other very useful tips to help us out also. Its was much better advice than I had heard from other collectors who were asking for a "One-Off Registration Fee" and promises that they couldn't possibly deliver. How did I know they couldn't deliver? - because they haven't delivered after trying them. I would recommend Safe Collections as they will tell you straight away the likely outcome of using their services and you cant say fairer than that.
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Rija Ratinahirana (Reedz) profile picture
Rija Ratinahirana (Reedz)
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Safe Collections helped me recover a due invoice payment despite the fact I was unable to establish any contact with the company for the last 3 weeks. Within only a few days they were able to recover the payment and the late charges so there was no cost for me. On top of that, they are very clear and transparent about their terms and conditions, as well as friendly and professionals, I would strongly recommend them.
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Claudio Leva profile picture
Claudio Leva
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Great service, payment for outstanding invoices received within 1 week
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Michele Gardner profile picture
Michele Gardner
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Our company have used Sid's services for many years with many excellent results . The team have always been professional and helpful to us and the debtor and I cannot fault their service. I would recommend Safe Collections for debt collection any day.
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Phil O'Suileabhain profile picture
Phil O'Suileabhain
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Found Sid and his team extremely helpful and Safe Collections do exactly what they say - collect outstanding debts from late or reluctant payers. Don't bother wasting your valuable time with other debt collection companies that subsequently fail to deliver. Ring Safe Collections in the first instance and secure your cashflow!
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Noam Piper profile picture
Noam Piper
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I was overdue payment for a job by almost 6 months- despite chasing the company with innumerable phonecalls & emails- I was unsuccessful in my attempts, so on the advice of a friend I contacted Sid & his team at Safe Collections- and I was not disappointed! Within a week, the company in question had assured that payment would be made, and I am relieved to say that the company duly delivered on their promise. Furthermore, rather than charging me their standard collection fee, Safe Collections charged the company in question- meaning that Safe Collection's service- which delivered almost instant results- cost me absolutely nothing! I have no doubt in my mind that I would have never been paid were it not for Safe Collection's efforts, so I would highly recommend anyone who is legitimately owed anything to contact them.
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andy roadrunner profile picture
andy roadrunner
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Used Safe collections for many years - really professional and helpful in what is not always a easy situation. Would definitely recommend.
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Jay C profile picture
Jay C
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I contacted Safe Collections for advise on pursuing a debt. Adam gave me some great pointers, free of charge, to keep my costs down and give clarity on the art of the possible. Although we didn’t work together, I appreciated their honest, and informed guidance and insight.
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Ben Wyatt profile picture
Ben Wyatt
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Superb Professional service collecting a longstanding debt from a client in Brazil. I can highly recommend them!!
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Kathryn Webster profile picture
Kathryn Webster
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Safe Collections have been extremely helpful in offering their services and professional advice. They were extremely prompt in responding to my correspondence, I would happily recommend them to others.
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Rachael Disley profile picture
Rachael Disley
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
What an excellent, efficient debt recovery company! I've used them a few times over the years, and cannot hesitate to recommend them as a reliable, trusted company. Super, speedy service and they understand a customers' needs too. Thank you Safe Collections and especially Sid who went above and beyond expectations.
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Nicholas Havvas profile picture
Nicholas Havvas
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After 6-7 weeks of not being paid for work done, including my overtime… constant emails and phone calls got me nowhere. I called Sid who immediately was on the case, less than 24hours I was fully paid including my overtime. A+ service!
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Elizabete Das Neves profile picture
Elizabete Das Neves
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Quick & efficient service, will use again!
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Claire Broadley Dixon profile picture
Claire Broadley Dixon
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We've used Safe Collections a number of times and found them to be easy to work with and affordable for a small business. They are very respectful in their contact with debtors and extremely friendly to us as clients.
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Paul Grogan profile picture
Paul Grogan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I needed a debt collection agency to recover two overdue invoices that were 4-5 months late in payment from one former client. All I can say is that it was the best decision I've made. No more worrying about it - they advised me the best course of action and in a matter of 3 weeks I had recovered the monies oved without having to do anything. I will use the next time I find myself in this position (hopefully I won't anytime soon), and wouldn't hesitate in recommending them to any business who found themselves in my position. Thanks again guys!
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Lawrence Everard profile picture
Lawrence Everard
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To use the word ' Superb' would be an understatement. Safe Collection are incredibly knowledgable, understanding and professional at all times. And they deliver. I would have no hesitation in recommending Safe Collection to anyone looking for a debt collection agency.
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Anthony Sherick profile picture
Anthony Sherick
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Always reliable, responsive and will provide good honest advice. Recommended.
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Duncan Edwards profile picture
Duncan Edwards
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Thoroughly impressed with the team at Safe Collections. Quick response, honest, helpful advice. Would recommend.
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Legal action is often seen as the final step in the debt recovery process, but ask any company that has ever secured a County Court Judgment against one of their customers and they will tell you that this is often not the case.

At Safe Collections we have over forty years of experience in enforcing and collecting Judgment debts on behalf of creditors up and down the country. We know every option available to a creditor to secure payment and we will actively profile your debtor to ascertain the most cost effective method of enforcement.

Work with Safe Collections for your CCJ enforcement needs and recover what is owed to you today.

  • Save Money
  • Save Time
  • Expert Insight
  • Debtor Profiling
  • Simple Charges
  • Legal Representation
  • 5 Star Service
  • Proven Track record

FAQ on CCJ Enforcement

Wondering how the service works? Confused about the types of CCJ enforcement claims we handle? 

 

Dive into our FAQ for more details

Can you collect any value judgment?We can only accept County Court Judgments in excess of £600 including any costs or interest awarded.

What is the cost for CCJ Enforcement?We charge an initial fee of £200 +VAT to cover the cost of direct enforcement if this is required plus 20% of any recovered amount.

Am I obligated to spend any more money?No you are not. We may advise a course of action but you stay in complete control of your exposure to additional costs.

What abortive costs do you charge if no funds are collected?We do not charge any further abortive costs however the initial £200 +VAT enforcement fee is non-refundable once enforcement starts.

I or the defendant is not a business, can you still help?Yes we can. Provided the CCJ is in excess of £600 in value and it is less than 6 years since the date judgment was awarded we can help.

The defendant in my case has left the country, what now?If your debtor has left the country we cannot enforce the CCJ but we may be able to assist via our International Debt Collection service.

My CCJ names two or more defendants, is that an issue?No it is not. We regularly handle CCJs with multiple named defendants. Please note the £200 +VAT enforcement fee is payable per defendant.

I have already tried CCJ Enforcement, can you still help?Yes we can, but you will need a free claim review and bespoke quotation.

Are there any other enforcement options for CCJs?There are a number of other potential avenues available for creditors who are looking to collect on a CCJ, but many of these are unsuitable in our view as the costs are high and the effectiveness questionable at best.

Some of these options are expanded on below:

Order to Obtain InformationPreviously known as an Oral Exam, an Order to Obtain Information is a method we can use to investigate the assets of a debtor. For a fixed fee your debtor will be summoned to court to be interviewed at length by a senior court official or District Judge about their assets.

If the debtor is a Limited Company the Managing Director or a senior Management figure will be summoned to answer questions about the company's assets.

If the debtor does not co-operate with the court it is possible the matter may be referred to a higher judge, usually a circuit judge, who can issue a fine or even send the debtor to prison for up to 14 days.

Given these penalties the order can be an effective way to investigate the debtor's assets, as the interview is conducted under oath.

The inconvenience of being summoned to court plus the very real penalties for failing to attend can often be all that is required to bring forth payment.

However it does have issues and in the event a debtor does not engage or misleads the court your options to escalate this are limited.

Attachment of Earnings OrderAn Attachment of Earnings can be a very effective recovery tool against a debtor who is employed (but not self employed). Put simply, a fixed amount is collected from the debtor's employer on a weekly or monthly basis and transferred to you, the creditor. This is achieved by means of a two part action.

Initially the court will instruct a debtor to complete a form illustrating their incoming funds and outgoing costs, this is called a statement of means. Should the debtor refuse to co-operate the court may require them to attend to provide this information.

Again if the debtor fails to comply with the courts direction it is possible that they can be sent to prison for up to 14 days or fined for not supplying the information.

Once the information is received from the debtor the court will set a Protected Earnings threshold, which enables your debtor to cover their basic living expenses. From the remainder the court will decide on a suitable monthly repayment amount and will instruct the debtor's employer to pay this amount direct to you.

This avenue of enforcement is extremely effective, however it may take longer to recoup the full amount than some of the other options available.

Personal BankruptcySome debt collectors say that the most effective means to enforce a Judgment in excess of £750 against a private individual is to instigate Personal Bankruptcy proceedings.

We do not agree.

Personal Bankruptcy proceedings will almost never result in an unsecured creditor receiving payment. Even if you are the creditor that instigates the proceedings you will not become a "preferential" creditor (such as a mortgagee) and your Judgment will remain unsecured.

Whilst in theory it is possible that unsecured creditors will receive a payment after all preferential creditors, in practice this is very rarely the case.

As a general rule we will not recommend this course of action to our clients as the fees are considerable, often in the region of £2500 and the likelihood of seeing any return on the investment is negligible.

However if your debtor has considerable assets or cash reserves it can be profitable to pursue this avenue of enforcement in a very limited number of cases.

Get a free, no obligation CCJ claim review today:

If you need to speak to the UK's leading debt collection company about your unpaid County Court Judgment simply fill in the form below and one of the expert credit management team will be in touch.

No cost. No obligation.

100% Confidential.
Your Name

Contact Us:

Chorley House
Lancashire Business Park
Centurion Way
Leyland, Lancashire
PR26 6TT
United Kingdom

Email:
info@safe-collections.com

Call:
+44 (0) 1772 454505

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